Here SSN stands for Social Security Number, An SSN is a 9-digit number issued to US citizens, and permanent residents to track employment for Social Security benefits. Cash App does not require an SSN number. However, you may need it to maximise the benefits. Cash App users are advised to know whether they can use the app without SSN or not. As we know, the online scams especially using finance apps are increasing day by day and therefore, it becomes important to know whether you can use a Cash App without SSN or not.
If your question is ‘does Cash App ask for SSN? The short answer is ‘No’. Cash App does compulsorily ask for SSN but it will limit features of the app. The users must provide their SSN if they want to increase the limit of available features.
To verify your Cash App account, you need to provide your SSN number. Your Cash App account will be classified as unverified if you do not provide your SSN. However, unverified users can also send and receive cash through the app.
Unverified users are limited to sending only $250 a week. On the other hand, verified Cash app users can send up to $7,500 a week and they also receive unlimited money.
Here are the steps on how to use Cash App without SSN:
No, you can't order it without an SSN. Because only verified Cash App users can order it and activate it. The unverified Cash App account holders can provide their DOB, photo ID, billing address, and last four digits of your SSN. But if you link without SSN, you are limited with the transactions.
At this time, there is no way to verify your Cash App account without SSN. As mentioned above, you need your birth date, contact information, photo ID, billing address and SSN to verify your Cash App account.
No, it’s not possible for anyone to use the platform without SSN. Because the Cash App is regulated by the federal government and applicable laws. So, if you try to use a fake SSN, your account may be banned permanently because they cross-check personal data to verify it.
Yes, it is possible. Cash App users can delete their personal information, including SSN. As per the California Consumer Privacy Act (CCPA), Cash App users can control their data and they can delete their personal information.
Any user can remove his personal information without deleting your Cash App account.
Note: Cash App users can unlock more features by using SSN with Cash App.
Here are the benefits users get when they use SSN with Cash App.
Once someone sends money from the Cash App, it appears immediately in the recipient’s Cashtag account. Now, he/she can spend money with a Cash App or Cash App debit card and take longer depending on your type of transfer.
The recipients can also transfer money to their linked debit card or bank account from the Cash App. Also, they can either transfer using standard deposit or instant deposit. Both differ in time taken to deposit. Standard deposits take 1-5 business days on the other hand, instant deposits arrive in your account in 1-3 business days. Instant deposits are chargeable with a 1.5% fee therefore, such transfers are two days earlier than the standard deposits.
Yes, Cash App is a popular app to send, receive, store and invest money. The app is also safe and secured to make financial transactions. Here the transactions are peer-to-peer encrypted. However, there is a possibility of risk associated if you are sharing any personal information online such as your SSN, ID proof, or financial info.
Therefore, you should be extra-cautious while sharing any sensitive information to anyone even if someone claims to be a Cash App representative. Because a Cash App representative will never ask for your sensitive information such as bank details, debit card number, CVV, sign-in code, or SSN.
Finally, we conclude that the Cash App users can send or receive money without SSN. However, such users do not get all benefits of the app transactions. They have weekly and monthly limits on sending and receiving money using Cash App. So, if you want to enjoy all benefits of a Cash App, you must verify your account using SSN. Further, the users are advised to be cautious while sharing their sensitive information on the Cash App.