Want to use a Cash App without SSN? Here is how

Here SSN stands for Social Security Number, An SSN is a 9-digit number issued to US citizens, and permanent residents to track employment for Social Security benefits. Cash App does not require an SSN number. However, you may need it to maximise the benefits. Cash App users are advised to know whether they can use the app without SSN or not. As we know, the online scams especially using finance apps are increasing day by day and therefore, it becomes important to know whether you can use a Cash App without SSN or not. 

If your question is ‘does Cash App ask for SSN? The short answer is ‘No’. Cash App does compulsorily ask for SSN but it will limit features of the app. The users must provide their SSN if they want to increase the limit of available features. 

To verify your Cash App account, you need to provide your SSN number. Your Cash App account will be classified as unverified if you do not provide your SSN. However, unverified users can also send and receive cash through the app. 

How to send money on Cash App without SSN?

Unverified users are limited to sending only $250 a week. On the other hand, verified Cash app users can send up to $7,500 a week and they also receive unlimited money. 

Here are the steps on how to use Cash App without SSN:

1. Firstly, open the Cash on the device you have.
2. Now, on the bottom find the “$” sign on the home screen, click on it. 
3. After entering the amount, tap the ‘Send’ button. 
4. Before you press the ‘Send’ button, make sure the amount does not exceed $250 because unverified users are limited in money transfers. 
5. After that, enter the person’s details to whom you are transferring the money. 
6. Now, tap the ‘Send’ button to confirm the transfer. 

Can you order or get a Cash App Card without SSN?

No, you can't order it without an SSN. Because only verified Cash App users can order it and activate it. The unverified Cash App account holders can provide their DOB, photo ID, billing address, and last four digits of your SSN. But if you link without SSN, you are limited with the transactions. 

Can you verify a Cash App without SSN? How?

At this time, there is no way to verify your Cash App account without SSN. As mentioned above, you need your birth date, contact information,  photo ID, billing address and SSN to verify your Cash App account. 

Can you use a Cash App with fake SSN?

No, it’s not possible for anyone to use the platform without SSN. Because the Cash App is regulated by the federal government and applicable laws. So, if you try to use a fake SSN, your account may be banned permanently because they cross-check personal data to verify it. 

Is it possible to delete your SSN on Cash App? How?

Yes, it is possible. Cash App users can delete their personal information, including SSN. As per the California Consumer Privacy Act (CCPA), Cash App users can control their data and they can delete their personal information. 

Any user can remove his personal information without deleting your Cash App account. 

Steps you need to follow to delete your SSN on Cash App

1. Launch and open the Cash App on your mobile device or computer. 
2. On the home screen, go to the profile icon and tap it. 
3. Now click on “Support” and then tap “Something Else” there.
4. Go to “Account Settings”.
5. Select “Delete Your personal Information”. 
6. Finally, tap “contact support” for assistance. 

Note: Cash App users can unlock more features by using SSN with Cash App. 

Here are the benefits users get when they use SSN with Cash App. 

• You can invest and trade in stocks.
• You can invest in cryptocurrency from your Bitcoin Wallet address and not from Dogecoin. 
• By using SSN, you can also activate the Cash App direct deposit feature in your app.
• The users can deposit a check via the app. 
• They can also borrow money on the app. 
• With SSN, Cash App users can increase their weekly sending and receiving amounts of money. Here, the verified Cash app users can send up to $7500 weekly and they can receive unlimited amounts of money. The  unverified users can send only $250 weekly. 

How long does it take to send money on Cash App without verifying account?

Once someone sends money from the Cash App, it appears immediately in the recipient’s Cashtag account. Now, he/she can spend money with a Cash App or Cash App debit card and take longer depending on your type of transfer. 

The recipients can also transfer money to their linked debit card or bank account from the Cash App. Also, they can either transfer using standard deposit or instant deposit. Both differ in time taken to deposit. Standard deposits take 1-5 business days on the other hand, instant deposits arrive in your account in 1-3 business days. Instant deposits are chargeable with a 1.5% fee therefore, such transfers are two days earlier than the standard deposits. 

Is Cash App a safe platform to share SSN ID?  

Yes, Cash App is a popular app to send, receive, store and invest money. The app is also safe and secured to make financial transactions. Here the transactions are peer-to-peer encrypted. However, there is a possibility of risk associated if you are sharing any personal information online such as your SSN, ID proof, or financial info. 

Therefore, you should be extra-cautious while sharing any sensitive information to anyone even if someone claims to be a Cash App representative. Because a Cash App representative will never ask for your sensitive information such as bank details, debit card number, CVV, sign-in code, or SSN.  

Conclusion

Finally, we conclude that the Cash App users can send or receive money without SSN. However, such users do not get all benefits of the app transactions. They have weekly and monthly limits on sending and receiving money using Cash App. So, if you want to enjoy all benefits of a Cash App, you must verify your account using SSN. Further, the users are advised to be cautious while sharing their sensitive information on the Cash App.